ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare reverse mortgage specialists in Oviedo. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Oviedo, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 reverse mortgage specialists in Oviedo, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid Florida Mortgage Professionals
235 S Central Ave, Oviedo, FL 32765
3212968218
Synergy Mortgage Powered by The Mortgage Firm
1984 Alafaya Trail #1014, Oviedo, FL 32765
4073591255
Redefine Home Loans
7560 Red Bug Lake Rd STE 2030, Oviedo, FL 32765
3214419391
Knights Mortgage LLC
897 City Walk Ln, Oviedo, FL 32765
8335614487
Patrick McDaniel, Movement Mortgage
59 Alafaya Woods Blvd, Oviedo, FL 32765
4077167728
Florida Mortgage Providers
2101 Amador Pl, Oviedo, FL 32765
4079631151
Blue Oak Mortgage
3747 Safflower Terrace, Oviedo, FL 32766
8883337060
Gregory Mortgage Group, LLC
2371 Chapman Reserve Ct, Oviedo, FL 32765
4076978596
Reverse mortgage specialists in Oviedo Florida help homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Oviedo residents can use these loans to supplement retirement income or cover healthcare costs while staying in their homes.
What Does a Reverse Mortgage Specialist in Oviedo Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. For a home valued at 300,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Oviedo Florida?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have certain protections under Florida law and HUD rules, but they must be disclosed during counseling.
Do I need to own my home free and clear to qualify in Oviedo?
No, you can have an existing mortgage. The reverse mortgage proceeds must first pay off any current liens. Florida law also requires that the home be your primary residence.
What property types are eligible for a reverse mortgage in Oviedo?
Eligible properties include single-family homes, FHA-approved condos, and manufactured homes that meet HUD standards. Florida has specific rules for condominium projects, so check with a specialist.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Oviedo who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.