Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 reverse mortgage specialists in Orange Park, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kim Cole - The Cole Team - Fairway Home Mortgage
462 Kingsley Ave Suite 102, Orange Park, FL 32073
9045120363
Shari Reeves - Gateway Mortgage
1734 Kingsley Ave #3, Orange Park, FL 32073
9049905098
Julie Payton - First Florida Mortgage
534 Park Ave Suite 4, Orange Park, FL 32073
9043349944
Carlie McLeod - Mortgage Loan Officer - Fairway - NMLS #2052846
462 Kingsley Ave Suite 102, Orange Park, FL 32073
3522224745
Bold City Mortgage
1925 Park Ave STE 5, Orange Park, FL 32073
9047853038
Jimmy Nolan II - Gateway Mortgage
1734 Kingsley Ave #3, Orange Park, FL 32073
9049905071
Jax Mortgage Loans Inc
1700 Wells Rd Ste 1, Orange Park, FL 32073
9044523895
Dave Davis | Fairway Independent Mortgage Corporation Area Manager
462 Kingsley Ave Suite 102, Orange Park, FL 32073
9045098762
Melissa Laughlin
1925 Park Ave, Orange Park, FL 32073
9047188089
Savannah Shirley - First Florida Mortgage
Park Ave, Orange Park, FL 32073
9045742026
First Florida Mortgage
534-4 Park Ave Suite 4, Orange Park, FL 32073
9044226466
Direct Choice Lending, Inc
748 Timbermill Ln, Orange Park, FL 32065
9043263999
What Does a Reverse Mortgage Specialist in Orange Park Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 1500 to 4000 dollars. HUD counseling costs between 125 and 250 dollars. Florida law limits certain fees and requires full disclosure of all costs in the loan estimate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Orange Park Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet age requirements to be listed on the loan. Florida law follows federal HUD guidelines for age eligibility.
Do I need to complete counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.
Can I lose my Orange Park home with a reverse mortgage?
You can lose your home if you fail to pay property taxes or homeowners insurance or if you stop living in the home as your primary residence. Florida law requires lenders to provide clear disclosures about these obligations. You must maintain the property in good condition.