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Find Reverse Mortgage Specialists Near You in Ocoee, FL
Compare reverse mortgage specialists in Ocoee. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Ocoee, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Ocoee, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Onestop Financial Services, Llc
2704 Rew Cir #105a, Ocoee, FL 34761
3212341041
OTOWN MORTGAGE COMPANY INC.
2704 Rew Cir #105a, Ocoee, FL 34761
3212301041
A reverse mortgage specialist in Ocoee Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Florida law requires borrowers to complete third-party counseling before obtaining a Home Equity Conversion Mortgage HECM. Ocoee residents can use these funds for home repairs medical expenses or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Ocoee Cost?
In Florida reverse mortgage costs include an origination fee capped at 2 percent of the first 200000 dollars of home value plus 1 percent of any amount above 200000. Upfront mortgage insurance premium is 2 percent of the appraised value with an annual premium of 0.5 percent. Third-party costs such as appraisal title search and recording fees typically range from 1500 to 3500 dollars. Counseling fees are usually 125 to 150 dollars. Costs vary by loan amount property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Ocoee Florida?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be included on the loan. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Ocoee?
No you do not need to own the home free and clear. You can still qualify if you have a low existing mortgage balance. The reverse mortgage pays off the current loan and you receive the remaining equity.
What fees are involved with a reverse mortgage specialist in Ocoee Florida?
Typical fees include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third-party costs for appraisal title and counseling. Florida requires a mandatory counseling session with a HUD-approved agency.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.