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Find Reverse Mortgage Specialists in North Miami, FL

Directory of reverse mortgage specialists in North Miami, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
North Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in North Miami, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Mortgage Corporation
1801 NE 123rd St, North Miami, FL 33181
3178822255
Maria Casado Reverse Mortgage Specialist
305 NW 134th St, North Miami, FL 33168
3057075626

A reverse mortgage specialist in North Miami Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Local specialists guide clients through Florida-specific rules including homestead protections and loan repayment terms.

What Does a Reverse Mortgage Specialist in North Miami Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2% of the home value and a mortgage insurance premium of 2% of the appraised value. Closing costs usually range from 2,000 to 5,000 dollars. Third-party fees for appraisal title and recording vary by county. Costs depend on loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What age do I need to be for a reverse mortgage in North Miami Florida?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Florida. Both spouses must meet this age requirement if the loan is in both names.
Do I have to own my home free and clear to get a reverse mortgage in North Miami?
No you do not. You can have an existing mortgage but the reverse mortgage proceeds must pay off that loan first. Florida law requires the home to be your primary residence.
What are the counseling requirements for a reverse mortgage in Florida?
Florida law requires a HUD-approved counseling session before you can apply for a reverse mortgage. The session covers loan terms costs and alternatives. You can complete this counseling by phone or in person.