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Compare Reverse Mortgage Specialists in New Port Richey, FL

Looking for a reverse mortgage specialist in New Port Richey? Review the directory below to compare your options.

10 agents listed
Updated May 2026
New Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 reverse mortgage specialists in New Port Richey, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keystone Mortgage Solutions LLC
7237 Little Rd, New Port Richey, FL 34654
8137104801
Legacy Mortgage Loans
5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652
7278156648
Kelly Santos
8923 Mitchell Blvd, New Port Richey, FL 34655
7275142429
SteadyNest
3030 Starkey Blvd Ste 372, New Port Richey, FL 34655
7273142250
Loan Officer Sonny Collova
6306 Pennsylvania Ave, New Port Richey, FL 34653
8138506021
Friendly Mortgage LLC
9020 Rancho Del Rio Dr suite ES 6, New Port Richey, FL 34655
6154825943
Jimmy Marks - SteadyNest Mortgage Broker NMLS 1189011
3030 Starkey Blvd Ste 372, New Port Richey, FL 34655
7275659282
Close With Pam And Tara
5913 Fall River Dr, New Port Richey, FL 34655
7275343445
Smile Mortgage, Inc.
4821 US-19, New Port Richey, FL 34652
3218722525
Revolution Mortgage
7231 Little Rd Unit F, New Port Richey, FL 34654
7279971110

A reverse mortgage specialist in New Port Richey Florida helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires borrowers to complete HUD approved counseling before applying. Local specialists guide clients through the FHA insured Home Equity Conversion Mortgage process tailored to Pasco County property values.

What Does a Reverse Mortgage Specialist in New Port Richey Cost?

Typical costs for a reverse mortgage specialist in Florida include an origination fee up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal title and recording costs ranging from 500 to 1500 dollars. Annual servicing fees may apply. These costs vary by loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in New Port Richey Florida?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless the loan is structured under the HECM for Purchase program. Florida law does not change this federal age minimum.
Do I need to own my home free and clear to qualify for a reverse mortgage?
No you do not. You can have an existing mortgage but the reverse mortgage proceeds must pay off that loan first. Florida homestead exemptions may still apply after the reverse mortgage is in place.
What counseling is required before getting a reverse mortgage in Florida?
Florida law requires a session with a HUD approved counselor. This session covers loan terms costs and alternatives. The counselor must provide a certificate of completion before the lender can process the application.