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Directory of reverse mortgage specialists in Miami, Florida. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 reverse mortgage specialists in Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rate Leaf Mortgage
999 NE 125th St, Miami, FL 33161
9545265938
Ready Mortgage Lenders, LLC
1000 NW 57th Ct #120, Miami, FL 33126
3052611500
Lending Bankers Mortgage
848 Brickell Ave #1200, Miami, FL 33131
7863733077
The Mortgage Calculator
2125 Biscayne Blvd Suite 220, Miami, FL 33137
7867331993
Miami Mortgage Advisors LLC
31 SE 5th St Cu401, Miami, FL 33131
3052398855
1st Florida Mortgage Lending
10689 N Kendall Dr # 319, Miami, FL 33176
3057798430
PS Mortgage Lending
9480 SW 77th Ave #201, Miami, FL 33156
3057914874
Home Mortgage Center
9360 SW 72nd St #225, Miami, FL 33173
3052662755
Florida Home Finance, LLC
7700 N Kendall Dr #300-D, Miami, FL 33156
7863850511
Miami Lending Advisors - Mortgage Broker
2020 N Bayshore Dr #4702, Miami, FL 33137
3056308473
Miami Mortgage Brokers
333 SE 2nd Ave STE 2000, Miami, FL 33131
9544947288
FEMBi Mortgage
9300 S Dadeland Blvd Suite 500, Miami, FL 33156
3056663333
Bennett Capital Partners Mortgage Brokers
1101 Brickell Ave STE 800, Miami, FL 33131
8004579057
Berg Real Estate, LLC
10165 SW 162nd Ct, Miami, FL 33196
7192433330
Emmanuel Fajardo - The Mortgage Specialist
4500 Biscayne Blvd Suite 320, Miami, FL 33137
9547700626
Home Financing Center
400 University Dr, Miami, FL 33134
3057771100
Mister Loans
990 Biscayne Blvd O-902, Miami, FL 33132
7868685110
Swiftlend.com Mortgage Company
155 NE 82nd St suite #2, Miami, FL 33138
3059854889
Kevin Cowan - Miami Mortgage Banker
9300 S Dadeland Blvd Suite 500, Miami, FL 33156
3054676813
Dade Mortgage Solutions
13590 SW 134th Ave suite 208, Miami, FL 33186
3053904382
A reverse mortgage specialist in Miami Florida helps homeowners aged 62 and older convert part of their home equity into cash. Florida law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Miami real estate values and local property tax rules can affect how much you may qualify to borrow.
What Does a Reverse Mortgage Specialist in Miami Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Third party costs like appraisal title and recording fees range from 500 to 2500 dollars. Total closing costs generally fall between 3000 and 8000 dollars but vary by loan size and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Miami?
A reverse mortgage specialist guides you through the loan process from application to closing. They explain Florida specific rules like the three day rescission period and the requirement for a financial assessment. They also help you understand how Miami property taxes and insurance costs affect your loan.
Do I need to own my Miami home free and clear to get a reverse mortgage?
No you do not need to own the home free and clear. You must have significant equity in the property. The reverse mortgage pays off any existing mortgage first and then you receive the remaining funds.
How does Florida law protect reverse mortgage borrowers?
Florida law gives borrowers a three day right to cancel after closing. The state also requires lenders to verify that you can pay property taxes and homeowners insurance. If you fail to pay these costs the loan may become due.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.