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Looking for a reverse mortgage specialist in Marco Island? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Marco Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 reverse mortgage specialists in Marco Island, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Cheryl Stokes
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
2392288958
Lending To Heroes
1857 San Marco Rd C202, Marco Island, FL 34145
8556844376
Florida Home Loanz, LLC
547 E Elkcam Cir Unit 547, Marco Island, FL 34145
2393942102
Newrez
1000 N Collier Blvd Suite 1, Marco Island, FL 34145
2392802257
New American Funding - Marco Island, FL
606 Bald Eagle Dr Ste. 401B, Marco Island, FL 34145
2392370523
Finance of America Mortgage LLC
654 Bald Eagle Dr, Marco Island, FL 34145
2399700090
Marco Island Mortgage
950 N Collier Blvd, Marco Island, FL 34145
2397442200
Lower Mortgage
950 N Collier Blvd Suite 405, Marco Island, FL 34145
8885098301
A reverse mortgage specialist in Marco Island Florida helps older homeowners access home equity without selling their property. Florida law requires that borrowers receive counseling from a HUD-approved agency before applying. Specialists guide clients through the process including the mandatory three-day rescission period under Florida statute 501.025.
What Does a Reverse Mortgage Specialist in Marco Island Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Other costs include a HUD counseling fee of 125 to 250 dollars appraisal fees of 400 to 700 dollars and closing costs of 2000 to 4000 dollars. These costs can be rolled into the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Marco Island Florida?
Borrowers must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Florida. The younger spouse may be listed as a non-borrowing spouse if they meet certain conditions. This rule applies statewide including Marco Island.
How does Florida law affect reverse mortgage proceeds?
Florida law exempts reverse mortgage proceeds from state income tax and they do not count as income for Medicaid eligibility. However the loan must be repaid when the last borrower leaves the home. Interest accrues but no monthly payments are required.
What happens if I move out of my Marco Island home after getting a reverse mortgage?
If you move out for more than 12 consecutive months the loan becomes due and payable. This includes moving to a nursing home or assisted living facility. Florida law requires the lender to give you notice and time to sell the home or pay the balance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.