ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare reverse mortgage specialists in Lady Lake. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Lady Lake, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 reverse mortgage specialists in Lady Lake, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Firm - Team Setser
510 Co Rd 466 Suite 207-N, Lady Lake, FL 32159
3525613035
Reverse Mortgage Advisors, LLC nmls# 1299504
13940 US-441 Suite 903, Lady Lake, FL 32159
2392188537
Liberty Reverse Mortgage - The Villages
510 Co Rd 466 ste 207-s, Lady Lake, FL 32159
3522081146
Belleair Mortgage, LLC
1197 Fiesta Key Cir, Lady Lake, FL 32159
7272280460
A reverse mortgage specialist in Lady Lake, Florida helps homeowners aged 62 and older convert home equity into tax-free funds without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Lady Lake residents often use these loans to supplement retirement income or cover healthcare costs while staying in their homes.
What Does a Reverse Mortgage Specialist in Lady Lake Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2% of the home value (capped at $6,000), a mortgage insurance premium of 2% of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from $5,000 to $15,000. Some costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Lady Lake Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. Florida law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Lady Lake?
No, you can have an existing mortgage. The reverse mortgage pays off your current loan first. You must have enough equity to cover the payoff and closing costs. Florida law requires a financial assessment to ensure you can pay property taxes and insurance.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Lady Lake who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.