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Find Reverse Mortgage Specialists Near You in Kissimmee, FL
Directory of reverse mortgage specialists in Kissimmee, Florida. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Kissimmee, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 16 reverse mortgage specialists in Kissimmee, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Renee Lavender - Butler Mortgage Powered by The Mortgage Firm
1012 W Emmett St B, Kissimmee, FL 34741
4079082132
Martin's Mortgage, LLC
2 W Monument Ave SUITE 205, Kissimmee, FL 34741
8135902121
Lend Labs
112 N Clyde Ave, Kissimmee, FL 34741
4072014403
A reverse mortgage specialist in Kissimmee helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Kissimmee understand local property values and the specific needs of Central Florida retirees.
What Does a Reverse Mortgage Specialist in Kissimmee Cost?
Typical costs for a reverse mortgage in Florida include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront and annual premiums of 0.5 percent. Appraisal fees range from 400 to 800 dollars and closing costs may total 2,000 to 5,000 dollars. Total costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Kissimmee Florida?
Borrowers must be at least 62 years old. If married, a non borrowing spouse under 62 may have limited protections under HUD rules. Florida law does not change this federal requirement.
Do I need counseling before getting a reverse mortgage in Florida?
Yes. Florida law requires all borrowers to complete a counseling session with a HUD approved agency. This session must happen before you submit a loan application. The counselor will explain costs and alternatives.
Are reverse mortgage proceeds taxable in Florida?
No. Reverse mortgage proceeds are considered loan advances not income. Florida has no state income tax so there is no state tax on these funds. However interest is not deductible until the loan is paid off.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.