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Looking for a reverse mortgage specialist in Jacksonville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Jacksonville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 reverse mortgage specialists in Jacksonville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Coast Mortgage Funding
11363 San Jose Blvd Building 200, Jacksonville, FL 32223
9042175450
North Star Mortgage Network Inc.
12058 San Jose Blvd Unit 404, Jacksonville, FL 32223
9048806741
Cassandra Dorsainvil
4720 Salisbury Rd #201, Jacksonville, FL 32256
9043297539
Jamie Zeitz
7411 Fullerton St, Jacksonville, FL 32256
9047101744
Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy
12276 San Jose Blvd Suite 718-4, Jacksonville, FL 32223
9045146969
Sharp Mortgages Inc. NMLS#155163
8785 Perimeter Park Blvd, Jacksonville, FL 32216
9049971093
Mortgages By Linda
8833 Perimeter Park Blvd STE 403, Jacksonville, FL 32216
707 Peninsular Pl Suite 206, Jacksonville, FL 32204
9042630376
A reverse mortgage specialist in Jacksonville helps homeowners aged 62 and older access their home equity without monthly mortgage payments. Florida law requires that borrowers receive counseling from a HUD-approved agency before applying. Jacksonville residents can use these funds for medical expenses, home repairs, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Jacksonville Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 6,000 dollars, an appraisal fee of 400 to 800 dollars, and a counseling fee of about 125 dollars. Closing costs such as title insurance and recording fees can add 2,000 to 5,000 dollars. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Jacksonville Florida?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet HUD property standards. Florida law also requires a mandatory counseling session with a HUD-approved counselor.
How does Florida law affect reverse mortgage proceeds?
Florida does not tax reverse mortgage loan proceeds as income. However, the loan must be repaid when the borrower moves out, sells the home, or passes away. Florida statute 501.137 provides additional consumer protections for reverse mortgage borrowers.
What costs are involved with a reverse mortgage specialist in Jacksonville?
Specialists typically charge origination fees and may receive compensation from the lender. Borrowers also pay for appraisal, title insurance, and counseling fees. Florida law limits origination fees to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.