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Compare Reverse Mortgage Specialists in Indian Harbour Beach, FL
Directory of reverse mortgage specialists in Indian Harbour Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 reverse mortgage specialists in Indian Harbour Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriBest Mortgage
1413 S Patrick Dr Suite 6, Indian Harbour Beach, FL 32937
3217777277
Simpleloan Group – Carmen Cipolone, Mortgage Loan Officer
118 Terry St, Indian Harbour Beach, FL 32937
5707641494
Luis Perez - Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215131180
Debbie Greenway Team-Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215912022
Certified Mortgage Planners - Indian Harbour Office
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3216846393
OfferDesk Mortgage, LLC
20 Navaho Cir, Indian Harbour Beach, FL 32937
3213457797
Chase Mortgage
1922 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
3217771172
A reverse mortgage specialist in Indian Harbour Beach, Florida helps older homeowners convert home equity into tax-free funds without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before obtaining a reverse mortgage. Local specialists guide clients through the process, including the mandatory three-day rescission period after closing.
What Does a Reverse Mortgage Specialist in Indian Harbour Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal (400 to 600 dollars) and title search (300 to 800 dollars). Closing costs often total 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Indian Harbour Beach?
Borrowers must be at least 62 years old. For a couple, both spouses must meet the age requirement if they are co-borrowers. Florida law does not change this federal rule.
Do I need counseling before getting a reverse mortgage in Florida?
Yes. Florida requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The counselor explains loan terms, costs, and alternatives. You must receive a signed certificate before the lender can proceed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.