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Find Reverse Mortgage Specialists Near You in Flagler Beach, FL
Browse reverse mortgage specialists serving Flagler Beach, Florida. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Flagler Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 reverse mortgage specialists in Flagler Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FLO Mortgage
212 Moody Blvd, Flagler Beach, FL 32136
3868829980
American Home Mortgage Group - The WAVE Team - Michael J. Akialis NMLS #832250
408 S Central Ave, Flagler Beach, FL 32136
3867935435
The Florida Mortgage Guy
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3866276400
Danielle Desousa, Mortgage Broker FL
408 S Central Ave, Flagler Beach, FL 32136
3863026002
WIN Mortgage LLC
316 S Ocean Shore Blvd, Flagler Beach, FL 32136
3862645772
American Home Mortgage Group
408 S Central Ave, Flagler Beach, FL 32136
3864390515
A reverse mortgage specialist in Flagler Beach helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. In Florida, borrowers must complete a mandatory counseling session with a HUD-approved counselor before applying. Flagler Beach residents often use reverse mortgages to supplement retirement income or cover healthcare costs while staying in their coastal homes.
What Does a Reverse Mortgage Specialist in Flagler Beach Cost?
Typical costs for a reverse mortgage in Florida include an origination fee up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Flagler Beach Florida?
Borrowers must be at least 62 years old. If there are two homeowners on the title, both must meet this age requirement. Florida law does not allow younger spouses to qualify as co-borrowers.
Do I need to own my home free and clear to get a reverse mortgage in Flagler Beach?
No, you can still qualify if you have an existing mortgage. The reverse mortgage proceeds must first pay off that existing loan. Florida law requires that the home be your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.