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Compare Reverse Mortgage Specialists in Englewood, FL

Browse reverse mortgage specialists serving Englewood, Florida. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Englewood, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 reverse mortgage specialists in Englewood, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Xavier Financial and Mortgage Group, LLC
1460 S McCall Rd # 1B, Englewood, FL 34223
9415481791
Custom Mortgage
2400 S McCall Rd STE C, Englewood, FL 34224
9412553342

A reverse mortgage specialist in Englewood Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD approved counseling before applying. Specialists guide clients through the unique requirements of Florida property tax deferral programs and homestead exemptions.

What Does a Reverse Mortgage Specialist in Englewood Cost?

Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees like appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Englewood Florida?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be on the loan. Florida law does not allow exceptions for younger spouses.
Do I need to own my home free and clear to get a reverse mortgage in Florida?
No, you can have an existing mortgage. The reverse mortgage must pay off any current loan balance first. Florida law requires the home to be your primary residence.
How does Florida homestead exemption affect a reverse mortgage?
Florida homestead exemption can reduce property taxes. The reverse mortgage does not change your homestead status. You must still pay property taxes and insurance to avoid default.