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Find Reverse Mortgage Specialists Near You in Deerfield Beach, FL
Compare reverse mortgage specialists in Deerfield Beach. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Deerfield Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 reverse mortgage specialists in Deerfield Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Only Loans USA - Mortgage Company
1761 W Hillsboro Blvd # 201, Deerfield Beach, FL 33442
8778000608
Julio Silva at CrossCountry Mortgage
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442
3217322848
Marcio Valadao at CrossCountry Mortgage
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442
9543500056
CrossCountry Mortgage, LLC
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442
9543500058
Tower Home Loans - Deerfield Beach
1100 S Federal Hwy #250, Deerfield Beach, FL 33441
9545310716
A reverse mortgage specialist in Deerfield Beach Florida helps homeowners aged 62 and older access home equity without monthly payments. Florida law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Deerfield Beach seniors often use these loans to supplement retirement income or cover healthcare costs while remaining in their homes.
What Does a Reverse Mortgage Specialist in Deerfield Beach Cost?
Typical costs for a reverse mortgage specialist in Florida include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and third-party fees like appraisal and title search. For a Deerfield Beach home valued at 400,000 dollars, total closing costs often range from 8,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and occupancy requirements for a reverse mortgage in Deerfield Beach Florida?
Borrowers must be at least 62 years old and use the property as their primary residence. Florida law also requires that the home be a single-family residence, a 2-4 unit property with one unit occupied by the borrower, or a HUD-approved condominium. Vacation homes and investment properties do not qualify.
Do I need to attend counseling before getting a reverse mortgage in Florida?
Yes, Florida law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender and cannot recommend any specific lender or loan product.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.