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Find Reverse Mortgage Specialists Near You in Crystal River, FL

Looking for a reverse mortgage specialist in Crystal River? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 9 reverse mortgage specialists in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Suncoast Credit Union
1039 NE 5th St, Crystal River, FL 34429
(800) 999-5887 locations.suncoastcreditunion.com
American Mortgage Lenders of ALCOVA Mortgage
358 NE 3rd St, Crystal River, FL 34429
(352) 795-5626 alcova.com
Edward Jones - Financial Advisor: Andrew J Breese
7020 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 704-0985 edwardjones.com
Nature Coast Financial Advisors, Inc
7070 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 794-6044 naturecoastfinancial.com
Raymond James & Associates
2101 SE US Hwy 19, Crystal River, FL 34429
(352) 795-6155 raymondjames.com
Truist Mortgage
1502 SE US Hwy 19, Crystal River, FL 34429
(800) 634-7928 truist.com
Edward Jones - Financial Advisor: Craig O'Dell, CFP®
1124 N Suncoast Blvd, Crystal River, FL 34429
(352) 795-1811 edwardjones.com
Regions Mortgage
6730 W Gulf to Lake Hwy, Crystal River, FL 34429
(800) 325-6000 regions.com
WP Mortgage
6040 W Gulf to Lake Hwy, Crystal River, FL 34429
(800) 259-2046 mmlmortgage.com

A reverse mortgage specialist in Crystal River Florida helps homeowners aged 62 and older convert home equity into tax free funds. Florida law requires borrowers to complete HUD approved counseling before applying. Specialists in Citrus County guide clients through the process including loan repayment and property tax deferral options.

What Does a Reverse Mortgage Specialist in Crystal River Cost?

Typical costs for a reverse mortgage in Florida include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees like appraisal and title search. These costs often total between 3000 and 8000 dollars. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Crystal River Florida?
Borrowers must be at least 62 years old. If married a non borrowing spouse under 62 may still live in the home after the borrower passes away under Florida law and HUD rules.
Do I need to own my home free and clear to qualify for a reverse mortgage in Crystal River?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan amount depends on your age home value and current interest rates.
What happens to the reverse mortgage when I move out or pass away in Florida?
The loan becomes due when the last borrower permanently leaves the home or passes away. Heirs have up to 12 months to sell the home or pay off the loan. Florida law provides a 30 day grace period for heirs to decide.

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