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Directory of reverse mortgage specialists in Wilmington, Delaware. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
Wilmington, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 16 reverse mortgage specialists in Wilmington, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New City Financial
1000 N West St #1200-1812, Wilmington, DE 19801
8558482862
Meridian Bank Mortgage
5301 Limestone Rd Ste 224, Wilmington, DE 19808
3026357500
Delaware - Wilmington
3801 Kennett Pike Suite C305, Wilmington, DE 19807
3029273583
Cindy M Thurman | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3026320723
Fairway Independent Mortgage Corporation
5301 Limestone Rd Suite 106, Wilmington, DE 19808
4102200211
David E Brown at WSFS Mortgage nmslr id#453175
3908 Kennett Pike, Wilmington, DE 19807
3022293093
Phyllis A Wilson | Fairway Independent Mortgage Corporation Loan Officer
2211 Silverside Rd, Wilmington, DE 19810
3025766844
Alisha Cooper - Mortgage Lender - Mscooperhomeloans
1521 Concord Pike #301, Wilmington, DE 19803
3024947712
The Pat Brunner Team Mortgage DE-PA-NJ-MD-FL-CA NMLS 143411
3628 Silverside Rd, Wilmington, DE 19810
3022900511
Robert Keller Loan Officer
4605 Old Linden Hill Rd, Wilmington, DE 19808
3027231775
Candace Anzaldo, Meridian Mortgage NMLS 149914
5301 Limestone Rd Ste 224, Wilmington, DE 19808
3023796770
Robin McDaniel Moran | Fairway Independent Mortgage Corporation Loan Officer
5301 Limestone Rd Suite 106, Wilmington, DE 19808
3027667401
Orange Mortgage LLC
1301 N Harrison St Ste 104, Wilmington, DE 19806
3022000122
Julia Sten
2301 Pennsylvania Ave, Wilmington, DE 19806
3022481537
David Sorber - Citizens Bank, Home Mortgages
919 N Market St 8th Floor, Wilmington, DE 19801
8885142300
Mortgage Network Solutions
2036 Foulk Rd #102, Wilmington, DE 19810
3022520100
A reverse mortgage specialist in Wilmington Delaware helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. In Delaware all borrowers must complete a HUD-approved counseling session before applying. Specialists guide clients through the process including property eligibility and repayment rules specific to First State laws.
What Does a Reverse Mortgage Specialist in Wilmington Cost?
Typical costs for a reverse mortgage specialist in Delaware include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third-party costs such as appraisal title insurance and recording fees range from 1500 to 3500 dollars. HUD counseling costs 125 to 150 dollars. Total closing costs often fall between 5000 and 10000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Wilmington Delaware?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be on the loan. Delaware follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Delaware?
Yes Delaware law requires all borrowers to attend a counseling session with a HUD-approved counselor. This session must happen before you can submit a loan application. The counselor explains costs obligations and alternatives.
Can I lose my home with a reverse mortgage in Wilmington?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. Delaware has a 12-month deferral period for property taxes for seniors but this does not eliminate the requirement to pay them eventually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.