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Find Reverse Mortgage Specialists in Lewes, DE

Looking for a reverse mortgage specialist in Lewes? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Lewes, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 6 reverse mortgage specialists in Lewes, DE Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LoanDepot
24667 Merlot Dr, Lewes, DE 19958
3029303226
S D Mortgage Group, LLC
28861 Lewes Georgetown Hwy, Lewes, DE 19958
3026843932
Atlantic Prime Mortgage
17723 Coastal Hwy #2, Lewes, DE 19958
3026843932
Mortgage Refinance Lewes DE - Home Refinance Delaware - Refi Home Loan Lenders
20036 John J. Williams Hwy, Lewes, DE 19958
3022089542
Nick Ward - NEXA Lending, LLC
418 E Savannah Rd, Lewes, DE 19958
3158575058
Mortgages Made Easy
18344 Coastal Hwy, Lewes, DE 19958
3023590459

A reverse mortgage specialist in Lewes, Delaware helps homeowners aged 62 and older access home equity without monthly payments. Delaware law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists in Lewes can guide you through the process, including property eligibility and repayment terms specific to Sussex County.

What Does a Reverse Mortgage Specialist in Lewes Cost?

Typical costs for a reverse mortgage in Delaware include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and appraisal fees ranging from 400 to 800 dollars. Closing costs usually total between 2000 and 5000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Lewes Delaware?
Borrowers must be at least 62 years old. All owners listed on the title must meet this age requirement. Delaware follows federal HECM rules for age eligibility.
Do I need counseling before getting a reverse mortgage in Delaware?
Yes, Delaware law requires HUD-approved counseling for all reverse mortgage applicants. The counseling session must be completed before you can submit a loan application. This rule applies to all HECM loans in the state.
Can I use a reverse mortgage to buy a home in Lewes Delaware?
Yes, a HECM for Purchase allows you to buy a primary residence in Lewes with a reverse mortgage. You must pay the difference between the purchase price and the loan amount. This option is available for eligible properties in Sussex County.