ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in Georgetown, DE
Compare reverse mortgage specialists in Georgetown. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Georgetown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Delaware before hiring.
Showing 6 reverse mortgage specialists in Georgetown, DE
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Del-One Federal Credit Union - Georgetown
30 Georgetown Plaza, Georgetown, DE 19947
3027394496
Mustache Mortgage LLC
673 N Bedford St Suite A, Georgetown, DE 19947
3022054931
InFocus Financial Advisors Inc.
25 Chestnut St, Georgetown, DE 19947
4106774848
Mortgage Market of De
15 Fairway Ave, Georgetown, DE 19947
3028551300
Fulton Mortgage Company
21035 Dupont Blvd, Georgetown, DE 19947
8002209034
PNC Mortgage
20915 Dupont Blvd, Georgetown, DE 19947
3028550400
A reverse mortgage specialist in Georgetown Delaware helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Delaware law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists in Sussex County guide clients through the process including the mandatory counseling session and the 30-day right of rescission period under federal law.
What Does a Reverse Mortgage Specialist in Georgetown Cost?
Typical costs for a reverse mortgage in Delaware include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal title and recording fees which range from $500 to $1,500. Closing costs generally total between $5,000 and $12,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Georgetown Delaware?
Borrowers must be at least 62 years old. For married couples both spouses must meet the age requirement if both are on the title. Delaware follows federal HUD guidelines for age eligibility.
Do I need to complete counseling before getting a reverse mortgage in Delaware?
Yes Delaware law requires all reverse mortgage applicants to attend a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a signed counseling certificate before the loan can proceed.
What is the loan limit for a reverse mortgage in Georgetown Delaware?
For 2024 the HECM loan limit in Delaware is $1,089,300. This is the maximum amount you can borrow based on your home value and age. The actual amount you receive depends on your specific situation and the appraisal.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Georgetown who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Delaware.