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Directory of reverse mortgage specialists in Fruita, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Fruita, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 3 reverse mortgage specialists in Fruita, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Town & Country Finance Corp.
122 E Aspen Ave, Fruita, CO 81521
9708584752
Kayla Peacock
122 E Aspen Ave, Fruita, CO 81521
9706941422
Grand Valley Home Loans
127 N Cherry St C, Fruita, CO 81521
9702509876
A reverse mortgage specialist in Fruita, Colorado helps homeowners aged 62 and older access home equity without selling their property. Colorado law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Fruita residents can use these funds for home improvements, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Fruita Cost?
Typical costs for a reverse mortgage in Colorado include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the appraised value, and third-party fees such as appraisal and title search ranging from $500 to $1,500. Closing costs usually total between $8,000 and $15,000 depending on the home value and lender. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Fruita Colorado?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA standards. Colorado law also requires a mandatory counseling session with a HUD-approved counselor before loan approval.
How much money can I get from a reverse mortgage in Fruita?
The amount depends on the appraised home value, the borrowers age, and current interest rates. In Colorado, the maximum claim amount for an FHA reverse mortgage is $1,089,300 in 2024. Older borrowers generally receive larger loan amounts.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.