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Compare reverse mortgage specialists in Fort Collins. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Fort Collins, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 20 reverse mortgage specialists in Fort Collins, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Group Mortgage LLC
2803 E Harmony Rd, Fort Collins, CO 80528
9702292510
Guild Mortgage Company
1951 Wilmington Dr Suite 102, Fort Collins, CO 80528
9705300450
The Murphy Whitlock Group - Mortgage Broker powered by IMB NMLS 2191655
2900 S College Ave #3a, Fort Collins, CO 80525
9706306489
Eric Richter Mortgage Lender
3711 John F Kennedy Pkwy #220, Fort Collins, CO 80525
4023667070
Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado
123 N College Ave STE 230, Fort Collins, CO 80524
9708189280
Barnett Mortgage
4360 Boardwalk Dr, Fort Collins, CO 80525
9707323377
Guild Mortgage - Jamie Laskie
301 Remington St Office 5, Fort Collins, CO 80524
9702265668
Max Pribbeno - Ascend Mortgage NMLS #1193156
300 Boardwalk Dr Unit 6b, Fort Collins, CO 80525
3034068070
Dynamic Mortgage Concepts, Inc.
4700 S College Ave, Fort Collins, CO 80525
9702828000
Preston Fayas, Ascend Mortgage Co. #1704180
300 Boardwalk Dr #6b, Fort Collins, CO 80525
9706990560
Marc Erickson - Excel Mortgage Brokers - Mortgage Guide
123 N College Ave STE 230, Fort Collins, CO 80524
7202950704
New American Funding - Fort Collins, CO
155 Boardwalk Dr Suite 400, Fort Collins, CO 80525
155 Boardwalk Dr Suite 400, Fort Collins, CO 80525
9705411222
Sarah Rowan at Rate (NMLS #1191229)
3726 S Timberline Rd Suite 102, Fort Collins, CO 80525
9708551004
Guild Mortgage - Torrie Barr
1951 Wilmington Dr Suite 102, Fort Collins, CO 80528
9704121170
Shanna Keller at Cornerstone Home Lending NMLS# 265565
2809 E Harmony Rd # 200, Fort Collins, CO 80528
9704816158
TST Financial Inc.
1318 S College Ave #4, Fort Collins, CO 80524
9702220816
Gravity Mortgage Solutions
2580 E Harmony Rd Suite 319, Fort Collins, CO 80528
9705410635
Rae Graber - Home Mortgage Advisors
125 S Howes St #120, Fort Collins, CO 80521
9702183399
A reverse mortgage specialist in Fort Collins Colorado helps homeowners aged 62 and older access home equity without monthly payments. Colorado law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Fort Collins residents can use these funds for home repairs healthcare or daily expenses while remaining in their homes.
What Does a Reverse Mortgage Specialist in Fort Collins Cost?
Reverse mortgage costs in Colorado include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. Typical total closing costs range from 2,000 to 8,000 depending on the home value and loan type. Colorado law does not cap these fees but requires full disclosure in the loan estimate. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist have in Fort Collins?
A qualified specialist should hold a valid Colorado mortgage loan originator license and be approved by HUD to originate HECM loans. They should also be familiar with Colorado property tax deferral programs that can work alongside a reverse mortgage.
Are there Colorado-specific rules for reverse mortgage counseling?
Yes Colorado requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The counseling must cover loan terms costs and alternatives. This session can be done in person or by phone and typically takes 60 to 90 minutes.
Can I use a reverse mortgage to buy a home in Fort Collins?
Yes a HECM for Purchase allows seniors to buy a new primary residence in Fort Collins using a reverse mortgage. The borrower must pay the difference between the loan amount and the purchase price plus closing costs. This option is available for eligible properties in Larimer County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.