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Compare Reverse Mortgage Specialists in Yuba City, CA
Compare reverse mortgage specialists in Yuba City. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Yuba City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 reverse mortgage specialists in Yuba City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Mortgage
1289 Lincoln Rd, Yuba City, CA 95991
5306740141
Jeremy Kurtz Lending Team
1650 Sierra Ave #202, Yuba City, CA 95993
5304151149
Joey Mejia - Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
472 Century Park Dr Ste 200, Yuba City, CA 95991
5304153004
Guild Mortgage - Cameron Elkins
1557 Starr Dr Suite D, Yuba City, CA 95993
5303015448
Burns Lending Team - West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5306931155
Peak Residential Lending - Charly Bates Home Loans
1210 Stabler Ln, Yuba City, CA 95993
5302188307
Lori Heikens Team | Neo Home Loans - Yuba City | NMLS 217186
718 Bridge St Unit B, Yuba City, CA 95991
5307636600
Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Guild Mortgage Company
1557 Starr Dr Suite D, Yuba City, CA 95993
5302161101
Stanford Mortgage
5772, 415 Century Park Dr # D, Yuba City, CA 95991
5306718144
Select Real Estate & Mortgage Services
1527 Starr Dr # N, Yuba City, CA 95993
5306827565
American Pacific Mortgage (NMLS #300767)
855 Harter Pkwy STE 230, Yuba City, CA 95993
5307550890
West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5304155186
Kim Ashburn, Stanford Mortgage
415 Century Park Dr # D, Yuba City, CA 95991
5306718144
LEGACY LENDING - Willie Willis Home Loans
770 N Walton Ave #500, Yuba City, CA 95993
5307012221
Caleb Kurtz - Guild Mortgage
1650 Sierra Ave #202, Yuba City, CA 95993
5302047814
US Bank Mortgage
903 Colusa Ave, Yuba City, CA 95991
5306733866
Virtual Mortgage Company
1445 Butte House Rd, Yuba City, CA 95993
5308708206
A reverse mortgage specialist in Yuba City helps homeowners aged 62 and older convert part of their home equity into cash without selling the property. In California, lenders must follow strict state and federal rules, including a mandatory counseling session with a HUD-approved counselor. Yuba City residents often use these loans to supplement retirement income or pay for home improvements.
What Does a Reverse Mortgage Specialist in Yuba City Cost?
Typical costs for a reverse mortgage in California include an origination fee (up to $6,000), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and appraisal fees ($400 to $800). Closing costs usually range from $2,000 to $5,000. These amounts vary based on the loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Yuba City?
A reverse mortgage specialist is a licensed professional who guides homeowners through the process of obtaining a Home Equity Conversion Mortgage (HECM). They explain eligibility, loan terms, and repayment rules specific to California.
Who qualifies for a reverse mortgage in California?
To qualify, you must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. You also need to complete a HUD-approved counseling session.
Are reverse mortgages regulated differently in California?
Yes. California requires lenders to provide a detailed disclosure of costs and terms. The state also mandates a three-day right of rescission after signing, allowing you to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.