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Directory of reverse mortgage specialists in Visalia, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Visalia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Visalia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vero Mortgage / Engle Team
700 W Center Ave, Visalia, CA 93291
5597345000
Mason-McDuffie Mortgage Corporation
2920 W Main St, Visalia, CA 93291
5597410991
Change Home Mortgage
3010 W Main St A, Visalia, CA 93291
5592728100
Brendan Farrell - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5597251230
Newrez Home Loan Division
303 E Caldwell Ave, Visalia, CA 93277
5622565148
First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
5596975322
Candice Garrett- Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5597998548
Darice Vieira - Change Home Mortgage
3010 W Main St, Visalia, CA 93291
5597990875
CORE Home Loans
1710 W Walnut Ave, Visalia, CA 93277
5598082673
Gino V. Angulo - Benchmark Mortgage
119 E Main St, Visalia, CA 93291
5592481669
Laura Dimmer - First Capital Group
525 N Hall St Suite A, Visalia, CA 93291
5593767707
Alameda Mortgage Corporation
110 S Burke St, Visalia, CA 93292
5594731888
Guild Mortgage - Alicia Morfin
2318 W Sunnyside Ave Suite 5, Visalia, CA 93277
5596271823
Zack Timblin- Universal Lending
5545 Ave de Las Robles Ste 101 B, Visalia, CA 93291
5598273360
Stephen Palermo @ Gold Standard Mortgage
150 S Akers St, Visalia, CA 93291
5597314388
Erin Fisher - Core Home Loans
1710 W Walnut Ave, Visalia, CA 93277
5596963319
Reverse Your Mortgage, Not Your Lifestlet
525 N Hall St Suite A, Visalia, CA 93291
5592805560
Diana Childres - Change Home Mortgage
3010 W Main St, Visalia, CA 93291
5593137107
Nancy Home Loans - Core Home Loans NMLS #284902
1710 W Walnut Ave, Visalia, CA 93277
5599096116
Universal Lending
5545 Ave de Las Robles, Visalia, CA 93291
5594101428
A reverse mortgage specialist in Visalia California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Local specialists guide clients through the process including loan limits and repayment rules specific to California.
What Does a Reverse Mortgage Specialist in Visalia Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200000 of the home value plus 1 percent of the amount above 200000. Other fees include appraisal costs 400 to 600 and third-party charges for title insurance and recording. Counseling costs 125 to 150 on average. Total closing costs generally range from 3000 to 8000 depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Visalia California?
Borrowers must be at least 62 years old. For married couples both spouses must meet the age requirement unless the younger spouse is a non-borrowing spouse. California law allows the non-borrowing spouse to remain in the home after the borrowing spouse passes away.
Do I need counseling before getting a reverse mortgage in California?
Yes California requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The session covers loan terms costs and alternatives. You can find counselors through the HUD website or local Visalia agencies.
Can I lose my home with a reverse mortgage in Visalia?
You can lose your home if you fail to pay property taxes homeowners insurance or maintain the property. California law gives you a 90-day grace period to cure a default before foreclosure proceedings begin. Always discuss these obligations with your specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.