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Find Reverse Mortgage Specialists Near You in Vacaville, CA
Compare reverse mortgage specialists in Vacaville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Vacaville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Vacaville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solano Mortgage
785 Alamo Dr #120, Vacaville, CA 95688
7074494777
Dream Team Lending - Loli & Alix
338 Cernon St, Vacaville, CA 95688
7076312070
Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
7072426336
Guild Mortgage - Kristina Bailey
506 Merchant St Suite A, Vacaville, CA 95688
7077611319
Ed Nakamura, Finance of America Mortgage
630 Davis St Suite 200, Vacaville, CA 95688
5304000860
Wendi Lucas, Pacific Community Lender, Inc
190 S Orchard Ave ste b-115, Vacaville, CA 95688
7074264662
Christopher Marusich Mortgage Broker - Mortgage Masters of California
338 Cernon St, Vacaville, CA 95688
7073720433
Tom McGuire at KCM Home Loans
536 Davis St, Vacaville, CA 95688
7076852382
Pacific Community Lender, Inc. Nmls#1322440
190 S Orchard Ave, Vacaville, CA 95688
7074776687
Foundation Lending Partners
795 Alamo Dr, Vacaville, CA 95688
7076737888
Joe Rapisarda Mortgage
Pacific Community Lender, 190 S Orchard Ave ste b-115, Vacaville, CA 95688
7072081916
Guild Mortgage - Bianca Velasco
506 Merchant St Suite A, Vacaville, CA 95688
9252858091
Bronson Stocking - KCM Home Loans
536 Davis St, Vacaville, CA 95688
7076856017
Guild Mortgage - Kellie Wegner
506 Merchant St Suite A, Vacaville, CA 95688
7076249221
Holly McAndrews at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7075922163
Alexandra Beddow at CrossCountry Mortgage
790 Mason St Ste 202, Vacaville, CA 95688
7076887127
Citizens Financial
406 Main St suite e, Vacaville, CA 95688
7078006047
The Porter Group at American Pacific Mortgage
525 Merchant St, Vacaville, CA 95688
7074745032
Jody Ballard - Kappel Mortgage Group
233 Dobbins St Suite E, Vacaville, CA 95688
7074709945
KMG-Kappel Mortgage Group, Inc.
233 Dobbins St Suite A, Vacaville, CA 95688
9164165626
A reverse mortgage specialist in Vacaville California helps homeowners aged 62 and older convert home equity into loan proceeds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Vacaville residents can use these funds for home repairs or supplement retirement income while remaining in their homes.
What Does a Reverse Mortgage Specialist in Vacaville Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 6000 dollars a mortgage insurance premium equal to 2 percent of the homes appraised value and third-party fees like appraisal title and recording costs. Total closing costs often range from 8000 to 15000 dollars. Costs vary by loan amount property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Vacaville California?
Borrowers must be at least 62 years old. If married a non-borrowing spouse under 62 may remain in the home after the borrowing spouse passes away under certain conditions set by HUD.
Do I need counseling before getting a reverse mortgage in California?
Yes California law requires all borrowers to attend a counseling session with a HUD-approved counselor. This session explains loan terms costs and alternatives. The counselor must be independent from the lender.
What are the property requirements for a reverse mortgage in Vacaville?
The home must be the borrowers primary residence. Eligible property types include single-family homes HUD-approved condos and manufactured homes built after June 1976. The home must meet FHA minimum property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.