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Find Reverse Mortgage Specialists in Twentynine Palms, CA
Directory of reverse mortgage specialists in Twentynine Palms, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Twentynine Palms, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Twentynine Palms, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Nations Home Finance
6528 Hillside Ave, Twentynine Palms, CA 92277
7602281881
US Bank Mortgage
6325 Adobe Rd, Twentynine Palms, CA 92277
8008722657
A reverse mortgage specialist in Twentynine Palms can help homeowners aged 62 and older access home equity. In California, borrowers must complete a counseling session with a HUD-approved agency before applying. This service is useful for seniors in the Morongo Basin area who want to supplement retirement income without selling their home.
What Does a Reverse Mortgage Specialist in Twentynine Palms Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Other costs include an appraisal fee around 500 dollars and a counseling fee of 125 to 150 dollars. Closing costs and mortgage insurance premiums also apply. Total upfront costs often range from 3000 to 8000 dollars depending on the loan amount and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Twentynine Palms?
A specialist guides you through the reverse mortgage process including eligibility and loan options. They explain how California law requires mandatory counseling and a financial assessment. They do not provide legal advice but can refer you to a qualified attorney.
Who is eligible for a reverse mortgage in California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. California law requires you to attend a HUD-approved counseling session before you can proceed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.