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Directory of reverse mortgage specialists in Turlock, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Turlock, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Turlock, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tamara Pulido, Mortgage Loans NMLS #1655776
303 E Main St, Turlock, CA 95380
2092043795
Turlock Mortgage Corporation
2111 Geer Rd #208, Turlock, CA 95382
2093450349
Andrew Narsi at Rate (NMLS #1172167)
200 Tampa St, Turlock, CA 95382
2098881418
Envoy Mortgage - Turlock, CA
200 Tampa St, Turlock, CA 95382
2095357582
NEXA Mortgage, Dennis Ulrich, Mortgage Lender NMLS #201735
1108 Escondido Ave, Turlock, CA 95380
2096487043
Albino Orozco | NEXA Lending
2111 Geer Rd, Turlock, CA 95382
2094859811
Nexa Mortgage
2100 Geer Rd Suite F, Turlock, CA 95382
2095793029
Nate Henderson, Mortgage Lender NMLS #1030017
319 E Main St, Turlock, CA 95380
2092023737
The Lender Mortgage Group
2925 Niagra St Unit 9, Turlock, CA 95382
2098220884
Parminder Kaur Mortgage Loan officer
693 E Springer Dr, Turlock, CA 95382
2095666367
Golden Valley Mortgage - Albert Khamis
622 Moonbeam Way, Turlock, CA 95382
2094279410
Zepol Real Estate Investments
202 W Main St Ste #202, Turlock, CA 95380
2096488599
Saramaria Rangel
622 E Olive Ave, Turlock, CA 95380
2094175550
Shelly Perez at Rate (NMLS #765150)
200 Tampa St, Turlock, CA 95382
2098881447
Sonny Nguyen at CrossCountry Mortgage
151 N Thor St, Turlock, CA 95380
2095959859
CrossCountry Mortgage, LLC
151 N Thor St, Turlock, CA 95380
2095959859
Laura Garcia at CrossCountry Mortgage
151 N Thor St, Turlock, CA 95380
2094938150
Asher Lourans O'Shalim
2853 Geer Rd # B, Turlock, CA 95382
2099885881
Rate
200 Tampa St, Turlock, CA 95382
2098881418
Wendy Kaiser at Rate (NMLS #241191)
200 Tampa St, Turlock, CA 95382
2095850147
A reverse mortgage specialist in Turlock California helps homeowners aged 62 and older convert part of their home equity into tax free funds. California law requires all reverse mortgage borrowers to receive independent counseling from a HUD approved agency before loan approval. Turlock residents can use these funds for home improvements medical expenses or supplementing retirement income while still owning their home.
What Does a Reverse Mortgage Specialist in Turlock Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2% of the first $200,000 of home value plus 1% of the amount above that. Other costs include a mortgage insurance premium of 2% of the appraised value upfront plus 0.5% annually. Closing costs such as appraisal title insurance and recording fees usually range from $2,000 to $5,000. These costs can be financed into the loan so you pay little out of pocket. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Turlock California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and be a single family home HUD approved condominium or manufactured home. California law also requires you to complete a counseling session with a HUD approved counselor before applying.
How much money can I get from a reverse mortgage in Turlock?
The amount depends on your age the value of your home and current interest rates. Generally older borrowers and higher home values result in larger loan amounts. In California the maximum claim amount for a HECM loan in 2024 is $1,149,825 though actual proceeds are based on a percentage of your home value.
Do I have to repay a reverse mortgage in Turlock if I move out?
Yes the loan becomes due if you sell the home move out permanently or pass away. California law gives you a 12 month grace period after moving out before the lender can demand full repayment. You or your heirs can also choose to sell the home and keep any remaining equity.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.