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Compare Reverse Mortgage Specialists in Thousand Oaks, CA
Browse reverse mortgage specialists serving Thousand Oaks, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Thousand Oaks, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Thousand Oaks, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mountain Mortgage Company: Donna Krieger-Pearson
41 Teasdale St, Thousand Oaks, CA 91360
8053383531
David Honda Mortgage Loan Officer
2801 Townsgate Rd Suite 101, Thousand Oaks, CA 91361
8184412605
Lowermortgage.net
100 Thousand Oaks Blvd #161, Thousand Oaks, CA 91360
8054026357
Flex Mortgage Group
3435 E Thousand Oaks Blvd #7381, Thousand Oaks, CA 91362
8189641877
Option Funding, Inc. - Lorraine Jones
4165 E Thousand Oaks Blvd, Thousand Oaks, CA 91362
8053043574
Sherwood Mortgage Group Inc
915 Greenwich Dr, Thousand Oaks, CA 91360
8054965415
Team O'Connor | Thousand Oaks Mortgage
812 Woodlawn Dr, Thousand Oaks, CA 91360
8054090554
Reverse mortgage specialists in Thousand Oaks, California help seniors aged 62 and older access home equity without monthly payments. Under California law, borrowers must complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). These specialists guide clients through the process, ensuring compliance with state and federal regulations for Ventura County homeowners.
What Does a Reverse Mortgage Specialist in Thousand Oaks Cost?
Typical costs for a reverse mortgage in California include an origination fee (up to $6,000), a mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and third-party fees like appraisal and title insurance. Total closing costs often range from $10,000 to $15,000. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Thousand Oaks?
All borrowers on the title must be at least 62 years old. This is a federal requirement for HECM loans, which are the most common type of reverse mortgage in California.
Do I need to own my home free and clear to qualify for a reverse mortgage?
No, you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage, but you must have significant equity. The loan amount depends on your age, home value, and current interest rates.
What counseling is required before getting a reverse mortgage in California?
California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.