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Reverse Mortgage Specialists in Stevenson Ranch, CA

Directory of reverse mortgage specialists in Stevenson Ranch, California. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Stevenson Ranch, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Stevenson Ranch, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Augusta Financial Inc
25129 The Old Rd #350, Stevenson Ranch, CA 91381
6612602970
Peregrine Financial, Inc
24961 The Old Rd Ste 104, Stevenson Ranch, CA 91381
6618770484

A reverse mortgage specialist in Stevenson Ranch, California helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. California law requires all reverse mortgage originators to complete specific counseling and disclosure requirements before a loan can close. Local specialists understand the unique housing market in Stevenson Ranch and can guide you through the process.

What Does a Reverse Mortgage Specialist in Stevenson Ranch Cost?

Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title services. Total closing costs often range from 2,000 to 8,000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Stevenson Ranch?
You must be at least 62 years old to qualify for a reverse mortgage in California. All borrowers on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session must occur within 30 days of loan application.
What property types qualify for a reverse mortgage in Stevenson Ranch?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. The property must be your primary residence.