ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in South San Francisco, CA
Browse reverse mortgage specialists serving South San Francisco, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
South San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in South San Francisco, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Connection
1435 Huntington Ave #102, South San Francisco, CA 94080
6505539880
California Mortgage Company, Inc.
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Luis Wong California Mortgage Company
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Lakshmi Yokoyama - NMLS 270710South San Francisco Mortgage Broker
363 El Camino Real # 288, South San Francisco, CA 94080
4159718282
A reverse mortgage specialist in South San Francisco can help homeowners aged 62 and older access home equity without selling. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists understand the Bay Area housing market and can explain how property values affect loan amounts.
What Does a Reverse Mortgage Specialist in South San Francisco Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value capped at $6,000, a mortgage insurance premium of 2 percent of the appraised value, and third party costs such as appraisal title and escrow fees ranging from $2,000 to $5,000. Annual servicing fees are usually around $35 per month. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in California?
In California reverse mortgage specialists must hold a valid Mortgage Loan Originator license with the Department of Financial Protection and Innovation. They must also complete ongoing education about HECM rules and California specific disclosures.
How does the California mandatory counseling requirement work?
California law requires all reverse mortgage applicants to attend a counseling session with a HUD approved agency before submitting a loan application. The session covers loan terms costs and alternatives. It must be completed at least 7 days before loan closing.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in South San Francisco who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.