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Find Reverse Mortgage Specialists in San Ramon, CA
Looking for a reverse mortgage specialist in San Ramon? Review the directory below to compare your options.
16 agents listed
Updated May 2026
San Ramon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 reverse mortgage specialists in San Ramon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mason-McDuffie Mortgage Corporation
12647 Alcosta Blvd Suite 300, San Ramon, CA 94583
9252424400
Mason-McDuffie Mortgage Corporation
2333 San Ramon Valley Blvd #495, San Ramon, CA 94583
9256834255
Signet Mortgage Corporation: Clay Selland
2500 Old Crow Canyon Rd UNIT 410, San Ramon, CA 94583
9258071500
Lennar Mortgage, LLC Bay Area
2603 Camino Ramon suite 525A, San Ramon, CA 94583
9253278320
John Benno, Preferred Mortgage Inc.
210 Porter Dr #200, San Ramon, CA 94583
9258386808
Freedomstar Financial, Inc.
111 Deerwood Rd STE 200, San Ramon, CA 94583
8886590033
Paul Stella Mortgage Consultant with New Vintage Mortgage
3223 Crow Canyon Rd Suite 200, San Ramon, CA 94583
4158575626
Jonas Champion
3101 Tahoe Pl, San Ramon, CA 94582
9257872583
The Santos Lending Team
Bishop Ranch 3, 2603 Camino Ramon suit 200, San Ramon, CA 94583
5109319114
Annmarie Stern
210 Porter Dr #200, San Ramon, CA 94583
9252002556
Brian Linchey
12647 Alcosta Blvd Suite 300, San Ramon, CA 94583
9256834255
California Reverse Mortgage
210 Porter Dr #200, San Ramon, CA 94583
9257854200
Boris Smolgovsky, Mortgage Broker, CNA Equity Group, Inc.
2303 Camino Ramon #160, San Ramon, CA 94583
9252441099
Motto Mortgage Future
2355 San Ramon Valley Blvd #100, San Ramon, CA 94583
9254008971
Craig Casavant - New Vintage Mortgage, Inc.
3223 Crow Canyon Rd Suite 200, San Ramon, CA 94583
9253628105
Susan Richey - Reverse Mortgage Specialist
3160 Crow Canyon Rd, San Ramon, CA 94583
7076889537
A reverse mortgage specialist in San Ramon California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. San Ramon residents often use these loans to supplement retirement income or pay for home improvements while staying in their homes.
What Does a Reverse Mortgage Specialist in San Ramon Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and appraisal fees ranging from 400 to 800 dollars. Third-party costs such as title insurance and recording fees can add 1,000 to 2,500 dollars. Total closing costs often range from 5,000 to 15,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications does a reverse mortgage specialist need in California?
In California, a reverse mortgage specialist must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete annual continuing education on reverse mortgage rules and California-specific laws.
How does California law protect reverse mortgage borrowers in San Ramon?
California Civil Code Section 1923.2 requires lenders to provide a detailed disclosure of loan terms and costs before closing. Borrowers also have a three-day right of rescission to cancel the loan without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.