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Compare Reverse Mortgage Specialists in San Marino, CA
Compare reverse mortgage specialists in San Marino. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
San Marino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in San Marino, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Emory Financial
2920 Huntington Dr # 100, San Marino, CA 91108
8058235119
Valhalla Home Loans
2360 Huntington Dr #308, San Marino, CA 91108
8884200604
A reverse mortgage specialist in San Marino California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process and explain how property taxes and insurance must remain current.
What Does a Reverse Mortgage Specialist in San Marino Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value or 6,000 dollars, whichever is less. Upfront mortgage insurance premium is 2 percent of the appraised value, and annual premiums are 0.5 percent. Third-party costs such as appraisal, title insurance, and recording fees range from 1,500 to 5,000 dollars. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in San Marino?
A reverse mortgage specialist explains HECM loan options and helps San Marino homeowners determine eligibility. They coordinate with HUD-approved counselors and assist with loan application steps. Specialists do not provide financial advice but clarify loan terms and costs.
Are there California-specific rules for reverse mortgages?
Yes, California Civil Code Section 1923.5 requires a three-day right of rescission after loan closing. Borrowers must also complete mandatory counseling from a HUD-approved agency. The loan must be repaid when the last borrower leaves the home permanently.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.