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Find Reverse Mortgage Specialists Near You in San Juan Capistrano, CA

Looking for a reverse mortgage specialist in San Juan Capistrano? Review the directory below to compare your options.

10 agents listed
Updated May 2026
San Juan Capistrano, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in San Juan Capistrano, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mares Mortgage
32172 Camino Capistrano Suite A, San Juan Capistrano, CA 92675
9497027208
RSI Financial Services
31726 Rancho Viejo Rd # 204, San Juan Capistrano, CA 92675
9495082004
JJ Mazzo - CrossCountry Mortgage
31351 Rancho Viejo Rd, San Juan Capistrano, CA 92675
8772379694
Gregory Mull at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8772379696
PRMG - Corissa Dailey
31815 Camino Capistrano # 32, San Juan Capistrano, CA 92675
9492804410
Linear Home Loans Inc.
30220 Rancho Viejo Rd suite e, San Juan Capistrano, CA 92675
8009673020
Brad Evans at CrossCountry Mortgage
31351 Rancho Viejo Rd Suite 204 & 205, San Juan Capistrano, CA 92675
8773236803
Omega 1 Funding
31021 Via Limon, San Juan Capistrano, CA 92675
9498286228
Ameriverse Mortgage
30448 Rancho Viejo Rd Suite 174, San Juan Capistrano, CA 92675
8442850094
Tracy Flam - Omni-Fund, Inc.
San Juan Capistrano, CA 92675
9493158005

A reverse mortgage specialist in San Juan Capistrano helps older homeowners access home equity without monthly payments. Under California law borrowers must complete HUD-approved counseling before applying. This service is especially useful for those looking to supplement retirement income while staying in their Orange County home.

What Does a Reverse Mortgage Specialist in San Juan Capistrano Cost?

Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party costs like appraisal title and recording fees. Total costs often range from 5,000 to 15,000 but vary by loan amount and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in San Juan Capistrano?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 unless a non-borrowing spouse exception applies under California law.
Do I need counseling before getting a reverse mortgage in California?
Yes. California requires all borrowers to complete a counseling session with a HUD-approved agency. This session must occur before you submit your application.