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Find Reverse Mortgage Specialists Near You in Roseville, CA
Looking for a reverse mortgage specialist in Roseville? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Roseville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 reverse mortgage specialists in Roseville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1850)
3000 Lava Ridge Ct Suite 200, Roseville, CA 95661
9169601325
Better Rate Mortgage, Inc.
2998 Douglas Blvd Suite 325, Roseville, CA 95661
9167427400
Amy DeBusk Home Loans
2999 Douglas Blvd STE 180, Roseville, CA 95661
9167052557
Partners Mortgage
1687 Eureka Rd #100, Roseville, CA 95661
9167829494
Ben Karimi- Mortgage Loan Officer
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678
9168337266
NuVision Lending
1731 E Roseville Pkwy #140, Roseville, CA 95661
8885066998
LRG Lending
2140 Professional Dr # 130, Roseville, CA 95661
9165328620
Loan City Mortgage
2251 Douglas Blvd #100, Roseville, CA 95661
9167267777
Nation Wholesale Lending
920 Reserve Dr Suite 120, Roseville, CA 95678
9162899940
Cali Mortgage
8969 Water Song Cir, Roseville, CA 95747
9163652661
Allegiant Reverse Services
905 Highland Pointe Dr Suite 150, Roseville, CA 95678
8448088299
Mortgage Science
970 Reserve Dr #100, Roseville, CA 95678
9162764823
Vivian Tran - Nation Wholesale Lending
920 Reserve Dr Suite 120, Roseville, CA 95678
4084186107
Dawn Gurman - Unified Home Loans
2270 Douglas Blvd Ste 215, Roseville, CA 95661
9164309045
Liz Andersen - Reverse Mortgage
3000 Lava Ridge Ct, Roseville, CA 95661
9162238869
Ryan Nordby Mortgage Broker AHL
4011 Woodcreek Oaks Blvd #110, Roseville, CA 95747
9166006480
CCX Mortgage Loan Broker | VA Home Loans | HECM Reverse Mortgage Broker | NMLS 888205
2270 Douglas Blvd, Roseville, CA 95661
9497597000
American Pacific Reverse Mortgage Group
3000 Lava Ridge Ct Suite 103, Roseville, CA 95661
9169600503
Tim Hemmen Reverse Mortgage Specialist
3000 Lava Ridge Ct Suite 103, Roseville, CA 95661
9166168632
A reverse mortgage specialist in Roseville California helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can apply for a Home Equity Conversion Mortgage (HECM). Roseville specialists guide clients through this process and explain how proceeds can be used for home repairs or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Roseville Cost?
Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees such as appraisal and title insurance. Total closing costs often range from $10,000 to $20,000 but vary by loan amount and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Roseville California?
You must be at least 62 years old to qualify for a reverse mortgage in California. The youngest borrower on the title must meet this age requirement. Non-borrowing spouses may have certain protections under California law.
Do I need to own my home free and clear to get a reverse mortgage in Roseville?
No, you do not need to own your home free and clear. However, any existing mortgage must be paid off with the reverse mortgage proceeds. The home must be your primary residence and meet FHA property standards.
What happens to the reverse mortgage when I pass away in California?
When the last borrower dies, the loan becomes due. Heirs can pay off the loan or sell the home. In California, the lender cannot take more than the home is worth due to non-recourse protection under federal law.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.