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Compare Reverse Mortgage Specialists in Rolling Hills Estates, CA
Directory of reverse mortgage specialists in Rolling Hills Estates, California. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Rolling Hills Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 reverse mortgage specialists in Rolling Hills Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
West Shores Financial
500 Silver Spur Rd #207, Rolling Hills Estates, CA 90274
3105418000
Summit Mortgage Corporation - Rolling Hills Estates, CA
28151 Highridge Rd Suite 101, Rolling Hills Estates, CA 90275
3103863320
KORB Capital Inc
609 Deep Valley Dr Suite 200, Rolling Hills Estates, CA 90274
3102631998
Ben Amor Mortgage Loans
4000 Palos Verdes Dr N #202, Rolling Hills Estates, CA 90274
3109205166
Millennium Real Estate Services
609 Deep Valley Dr Suite 200, Rolling Hills Estates, CA 90274
3103785059
A reverse mortgage specialist in Rolling Hills Estates can help eligible homeowners aged 62 and older convert part of their home equity into tax free funds. California law requires all reverse mortgage originators to complete additional counseling and provide a detailed disclosure of loan terms. Local specialists understand the unique property values and market conditions in the Palos Verdes Peninsula area.
What Does a Reverse Mortgage Specialist in Rolling Hills Estates Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2.5% of the home value, a mortgage insurance premium of 2% of the appraised value upfront plus 0.5% annually, and third party costs such as appraisal and title fees totaling $2,000 to $5,000. Total closing costs often range from $6,000 to $15,000 depending on home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Rolling Hills Estates?
Borrowers must be at least 62 years old. If there are two borrowers on the title, the younger borrower must meet this age requirement. This follows federal HUD guidelines for Home Equity Conversion Mortgages.
Do I need counseling before getting a reverse mortgage in California?
Yes. California law mandates that all borrowers complete a counseling session with a HUD approved counselor before applying. This session covers loan costs, repayment terms, and alternatives like selling the home or a home equity loan.
What happens if I outlive the loan proceeds in California?
You do not need to repay the loan as long as you live in the home, pay property taxes, maintain insurance, and keep the property in good condition. The loan is repaid when you sell the home, move out permanently, or pass away. California law provides a 12 month grace period for heirs to decide on repayment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.