ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare reverse mortgage specialists in Redding. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Redding, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 reverse mortgage specialists in Redding, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mandy Phillips, Branch Manager, Omega Mortgage Group
3637 Eureka Way, Redding, CA 96001
5309458884
Accelerated Mortgage Services
849 Mistletoe Ln, Redding, CA 96002
5302260150
Omega Mortgage Group
2285 Hilltop Dr Suite 100, Redding, CA 96002
5302231400
Mutual of Omaha Reverse Mortgage
1320 Yuba St # 106, Redding, CA 96001
5307681173
Greg Hermann
2280 Bechelli Ln, Redding, CA 96002
5305158148
CHM Redding Reverse Mortgage
3570 Rancho Rd Ste 5, Redding, CA 96002
5302068613
A reverse mortgage specialist in Redding California helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. California law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process and explain how property taxes insurance and maintenance obligations continue after the loan closes.
What Does a Reverse Mortgage Specialist in Redding Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 6000 a mortgage insurance premium of 2 percent of the home value and third party fees for appraisal title and recording. Total closing costs often range from 5000 to 15000. Costs vary by loan amount property value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Redding California?
Borrowers must be at least 62 years old. If a married couple applies both spouses must meet the age requirement. California law also requires that the home be the borrower primary residence.
Do I need to own my home free and clear to qualify for a reverse mortgage?
No you do not need to own your home free and clear. You can qualify if you have significant equity in the property. The existing mortgage must be paid off with proceeds from the reverse mortgage.
What costs are involved with a reverse mortgage in Redding?
Costs include an origination fee mortgage insurance premium appraisal fee and closing costs. In California the origination fee is capped at 6000 for most HECM loans. Total costs typically range from 5000 to 15000 depending on the home value and loan type.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Redding who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.