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Find Reverse Mortgage Specialists Near You in Rancho Palos Verdes, CA
Looking for a reverse mortgage specialist in Rancho Palos Verdes? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Rancho Palos Verdes, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Rancho Palos Verdes, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Excel Funding Real Estate Services, Inc.
28924 S Western Ave #110, Rancho Palos Verdes, CA 90275
3107842828
Vanessa Jezin Mortgage
15 Miraleste Plaza, Rancho Palos Verdes, CA 90275
3107394011
A reverse mortgage specialist in Rancho Palos Verdes can help homeowners aged 62 and older access home equity without monthly payments. California law requires a mandatory counseling session with a HUD-approved counselor before you can apply. This process helps you understand the loan terms and how they affect your property rights in Los Angeles County.
What Does a Reverse Mortgage Specialist in Rancho Palos Verdes Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2.5 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs such as appraisal title and recording fees range from 2000 to 5000 dollars. These costs vary by lender and loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage specialist in Rancho Palos Verdes?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for Home Equity Conversion Mortgages HECMs. They guide you through California state requirements and local property rules in Rancho Palos Verdes.
Do I need counseling before getting a reverse mortgage in California?
Yes California law requires you to complete counseling with a HUD-approved agency before you can apply for a reverse mortgage. The counselor explains the loan costs payment options and how the loan affects your heirs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.