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Browse reverse mortgage specialists serving Pinole, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Pinole, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Pinole, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeLoans by Evelyn Chong
953 San Pablo Ave Suite A, Pinole, CA 94564
5106806394
Janice Carroll - Barrett Financial Group
2284 San Pablo Ave, Pinole, CA 94564
5109280566
Musa Financial
2646 Appian Way #31, Pinole, CA 94564
5108601686
Edward Carroll | Mortgage Broker | MLO 1037433 | Barrett Financial Group LLC
2284 San Pablo Ave #101, Pinole, CA 94564
9255750474
RAF Investment Services
2643 Appian Way, Pinole, CA 94564
5102239855
Chase Home Lending
1541 Fitzgerald Dr, Pinole, CA 94564
3327993430
Venice Mortgage
2401 San Pablo Ave, Pinole, CA 94564
5109649352
A reverse mortgage specialist in Pinole, California helps homeowners aged 62 and older convert home equity into cash. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process, including understanding loan terms and local property tax implications in Contra Costa County.
What Does a Reverse Mortgage Specialist in Pinole Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount over 200,000 dollars, capped at 6,000 dollars. Third-party costs such as appraisal, title insurance, and recording fees usually range from 2,500 to 5,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs are often financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pinole?
Borrowers must be at least 62 years old. For a HECM loan, all listed homeowners must meet this age requirement. California law does not allow younger spouses to be added as coborrowers on a reverse mortgage.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law and federal HUD rules require all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan costs, alternatives, and financial implications. The counselor must be independent from the lender.
Can I lose my Pinole home with a reverse mortgage?
You can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. California law requires lenders to verify your ability to meet these obligations before issuing the loan. You must also continue to live in the home as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.