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Browse reverse mortgage specialists serving Orinda, California. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Orinda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Orinda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Sanli - Advantage Funding
31 Martha Rd, Orinda, CA 94563
9256286200
First Capital Trust Deeds
128 Camino Pablo, Orinda, CA 94563
6194142999
RPM Mortgage | Orinda, CA
51 Moraga Way UNIT 7, Orinda, CA 94563
9255523874
Private Mortgage Advisors - Orinda
2 Orinda Theatre Square #215, Orinda, CA 94563
5105203337
A reverse mortgage specialist in Orinda California helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Orinda residents often use these loans to supplement retirement income or cover home improvements while staying in their homes.
What Does a Reverse Mortgage Specialist in Orinda Cost?
Reverse mortgage costs in California include an origination fee up to $6,000 a mortgage insurance premium of 2% of the home value and third-party fees like appraisal and title search. Total closing costs typically range from $8,000 to $15,000 but vary by loan size and lender. You can finance these costs into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Orinda?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be on the loan. California law does not change this federal HUD requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes California requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session must occur at least 7 days before you can sign loan documents. This rule is part of California Civil Code Section 1923.2.
How much can I borrow with a reverse mortgage in Orinda?
The amount depends on your age the appraised value of your home and current interest rates. In Orinda where home values are high you may qualify for a larger loan. The maximum claim amount for a HECM in 2024 is $1,149,825.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.