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Looking for a reverse mortgage specialist in Novato? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Novato, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Novato, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spiro John Hishmeh
371 Bel Marin Keys Blvd Suite 130-117, Novato, CA 94949
4159481952
Pinnacle Home Loans - Novato, CA
999 Grant Ave #201, Novato, CA 94945
4159677607
Paul Olbrantz - Clear2Close Brokers
1682 Novato Blvd Suite 152, Novato, CA 94947
7074947017
West Cal Financial - Real Estate & Mortgage Brokerage
1775 Indian Valley Rd, Novato, CA 94947
4153207454
Homa Rassouli Mutual Mortgage of Omaha
7250 Redwood Blvd Suite 300, Novato, CA 94945
4152239481
Mutual of Omaha Reverse Mortgage
7250 Redwood Blvd Suite 300, Novato, CA 94945
4152239481
VARRIS Mortgage Solutions
1450 Grant Ave #204, Novato, CA 94945
4152099500
Elite Mortgage Solutions
7599 Redwood Blvd #212, Novato, CA 94945
4157387700
Fischer Jodi A
1202 Grant Ave b2, Novato, CA 94945
4158979103
Mark Hanf
1604 Grant Ave, Novato, CA 94945
4158832150
A reverse mortgage specialist in Novato California helps homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Marin County guide clients through loan options and the mandatory counseling process.
What Does a Reverse Mortgage Specialist in Novato Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2500 dollars or 2 percent of the home value whichever is greater. Other costs include appraisal fees around 500 dollars and closing costs of 2000 to 5000 dollars. Counseling fees are usually 125 to 250 dollars. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Novato California?
Borrowers must be at least 62 years old. If married, the younger spouse must also be 62 to be listed on the loan. California law follows federal HUD age rules for HECM loans.
Do I need counseling before getting a reverse mortgage in California?
Yes. California requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the loan can proceed.
Can a reverse mortgage specialist help if I still owe money on my Novato home?
Yes. You can use a reverse mortgage to pay off an existing mortgage. The specialist will calculate if you have enough equity to cover the payoff and closing costs. California law limits the amount you can borrow based on your age and home value.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.