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Find Reverse Mortgage Specialists Near You in Millbrae, CA
Directory of reverse mortgage specialists in Millbrae, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Millbrae, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 reverse mortgage specialists in Millbrae, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Norcal Capital Group, Inc
1369 El Camino Real, Millbrae, CA 94030
6507631924
Mortgage Center Corp.
199 California Dr, Millbrae, CA 94030
6502590388
US Bank Mortgage
Millbrae, CA 94030
8008722657
Metro Mortgage
233 Magnolia Ave, Millbrae, CA 94030
6502453380
A reverse mortgage specialist in Millbrae California can help homeowners aged 62 and older convert part of their home equity into cash. California law requires a mandatory counseling session with a HUD approved counselor before you can apply for a Home Equity Conversion Mortgage (HECM). Millbrae residents should also consider local property tax deferral programs that may interact with reverse mortgage proceeds.
What Does a Reverse Mortgage Specialist in Millbrae Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2 percent of the home value (capped at 6,000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search (usually 500 to 1,500 dollars). Closing costs often total between 3,000 and 8,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Millbrae?
You must be at least 62 years old to qualify for a HECM reverse mortgage in California. All borrowers listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law and federal rules require you to complete a counseling session with a HUD approved counselor. This session must happen before you submit your loan application.
Can I lose my home with a reverse mortgage in Millbrae?
You can lose your home if you fail to pay property taxes, maintain homeowners insurance, or keep the property in good repair. California law provides a 30 day notice period before foreclosure can begin.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.