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Compare reverse mortgage specialists in Martinez. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Martinez, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 reverse mortgage specialists in Martinez, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silverado Home Mortgage
1110 Alhambra Ave Ste 103, Martinez, CA 94553
9259562674
Wall Street Money Brokers
1320 Arnold Dr, Martinez, CA 94553
9253702290
A reverse mortgage specialist in Martinez, California helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. California law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists in Martinez understand local property values and Contra Costa County regulations.
What Does a Reverse Mortgage Specialist in Martinez Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the first 200,000 dollars of the home value plus 1 percent of the amount above 200,000 dollars. Other costs include a mortgage insurance premium of 2 percent of the appraised value, appraisal fees of 400 to 800 dollars, and closing costs of 2,000 to 5,000 dollars. Total costs often range from 5,000 to 15,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Martinez California?
Borrowers must be at least 62 years old. If there are two borrowers, both must meet the age requirement. The home must be the primary residence.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all borrowers to attend a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
Can I lose my home with a reverse mortgage in Martinez?
Yes, you can lose your home if you fail to pay property taxes, homeowners insurance, or maintain the property. California law gives a 30-day notice before foreclosure proceedings begin.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.