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Reverse Mortgage Specialists in Madera, CA

Browse reverse mortgage specialists serving Madera, California. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Madera, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 reverse mortgage specialists in Madera, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ZABE Mortgage Group
1609 Howard Rd, Madera, CA 93637
5596641930
Jose Sahagun-Loan Officer-Vault Mortgage
413 W Yosemite Ave Suite #106B, Madera, CA 93637
5593954861
Fairway Home Mortgage
1521 N Schnoor St Suite 102, Madera, CA 93637
5596916510
One Stop Shop Realty,Inc.
37042 Ave 12, Madera, CA 93636
5596451212
Robert Sandoval Nexa Mortgage llc
1125 Country Club Dr, Madera, CA 93638
5594173664
Mason-McDuffie Mortgage: Abel Perez
1930 Howard Rd, Madera, CA 93637
5597061241
American Pacific Mortgage
1930 Howard Rd ste c, Madera, CA 93637
5596747669
Accurate Lenders Mortgage
25916 Avenue 17 # D, Madera, CA 93638
5596610661
Chase Mortgage
2147 W Cleveland Ave, Madera, CA 93637
5596619042
American Pacific Mortgage - NMLS#2385486
309 N I St Ste 101, Madera, CA 93637
5593343800
Lisette Tovar - Welcome Home Funding Loan Officer NMLS# 1625286
1930 Howard Rd Ste C, Madera, CA 93637
2096756956

A reverse mortgage specialist in Madera, California helps seniors age 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before any reverse mortgage application. Madera homeowners can use these funds for home repairs, medical expenses, or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Madera Cost?

Typical costs for a reverse mortgage in California include an origination fee up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees such as appraisal and title search. These costs are usually financed into the loan. For a home valued at $400,000, total upfront costs might range from $12,000 to $18,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Madera California?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have protections under California law, but they must be disclosed during counseling.
Do I need to own my home free and clear to get a reverse mortgage in Madera?
No, you can have an existing mortgage. The reverse mortgage must be used to pay off any current mortgage first. Your remaining equity determines how much you can receive.
Is there a limit on how much I can borrow with a reverse mortgage in Madera?
Yes, the amount is based on your age, home value, and current interest rates. For 2024, the HECM lending limit is $1,149,825 for most homes in Madera County.