ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists Near You in La Mirada, CA
Directory of reverse mortgage specialists in La Mirada, California. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
La Mirada, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 reverse mortgage specialists in La Mirada, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exceed Lending
14241 Firestone Blvd suite 400, La Mirada, CA 90638
8335678899
Mortgage Broker | Adam Lafarga | Loan Officer | Southern California | Lender
14241 Firestone Blvd Ste 100, La Mirada, CA 90638
5627776895
DS Consulting: Dennis Sanchez
15951 Alta Vista Dr, La Mirada, CA 90638
5629022677
Alterra Home Loans
14241 Firestone Blvd Suite 205, La Mirada, CA 90638
5629262401
Avenue Mortgage
5539, 14241 Firestone Blvd # 110, La Mirada, CA 90638
5622299399
Trt Home Loans
15744 Imperial Hwy., La Mirada, CA 90638
6268588626
A reverse mortgage specialist in La Mirada, California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before applying. La Mirada residents often use these loans to supplement retirement income or cover medical expenses.
What Does a Reverse Mortgage Specialist in La Mirada Cost?
Typical costs for a reverse mortgage in California include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value, and third-party fees like appraisal and title search. Total closing costs often range from 5,000 to 15,000 dollars. These costs are usually financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in La Mirada?
Borrowers must be at least 62 years old. In California, if the home is owned jointly, all owners must meet this age requirement. The home must also be the borrower primary residence.
Are reverse mortgages regulated differently in California?
Yes. California Civil Code Section 1923.2 requires lenders to provide a detailed disclosure and a 3-day right of rescission. Borrowers must also attend a counseling session with a HUD-approved agency before the loan can proceed.
What happens if I move out of my La Mirada home after getting a reverse mortgage?
If you move out for more than 12 consecutive months, the loan becomes due. This includes moving to a nursing home or assisted living. You or your heirs must then repay the loan, usually by selling the home.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in La Mirada who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.