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Find Reverse Mortgage Specialists Near You in La Mesa, CA
Compare reverse mortgage specialists in La Mesa. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
La Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 reverse mortgage specialists in La Mesa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Olson (Captain Mortgage) Home and Investment Planning Expert, VA Mortgage Advisor
9320 Fuerte Dr STE 100, La Mesa, CA 91941
6199775439
Dale Entrekin E Mortgage Capital
9340 Fuerte Dr Suite 203, La Mesa, CA 91942
6193797101
Tyler Crisci
9555 Grossmont Summit Dr, La Mesa, CA 91941
6194031754
The Patterson Team
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6192709100
Jeremy Patterson | Fairway Independent Mortgage Corporation Branch Manager
7863 La Mesa Blvd # 202, La Mesa, CA 91942
6198722540
Ariale Gomez- Reverse Mortgages
7317 El Cajon Blvd STE 123B, La Mesa, CA 91942
8586337501
Reverse mortgage specialists in La Mesa California help homeowners aged 62 and older access home equity without monthly payments. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists can explain how a reverse mortgage may affect your heirs and property taxes in San Diego County.
What Does a Reverse Mortgage Specialist in La Mesa Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2% of the home value, a mortgage insurance premium of 2% of the appraised value upfront, and ongoing annual premiums of 0.5%. Closing costs such as appraisal, title search, and recording fees can range from 2,000 to 5,000 dollars. These costs are usually financed into the loan rather than paid out of pocket. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in La Mesa California?
You must be at least 62 years old to qualify for a reverse mortgage in California. All borrowers listed on the title must meet this age requirement. The home must also be your primary residence.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires you to complete a counseling session with a HUD-approved counselor before you can apply. This session covers loan terms, costs, and alternatives. You must receive a certificate of completion before the lender can proceed.
Can a reverse mortgage be foreclosed in La Mesa California?
Yes, if you fail to pay property taxes, maintain homeowners insurance, or keep the home in good repair, the lender can start foreclosure. California law provides a 30-day notice period before foreclosure proceedings begin. Staying current on these obligations is essential.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.