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Compare Reverse Mortgage Specialists in Hesperia, CA
Directory of reverse mortgage specialists in Hesperia, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Hesperia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 reverse mortgage specialists in Hesperia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
9329 Mariposa Rd #110, Hesperia, CA 92344
7602457764
Tyler Nicholas Brown
9329 Mariposa Rd #110, Hesperia, CA 92344
9094727318
Choice Lending Corp
12021 Jacaranda Ave Second Floor Suite 200, Hesperia, CA 92345
7602459433
Andrew Andreasen NMLS 237132
7949 3rd Ave B, Hesperia, CA 92345
7605592423
Rylander Realty, Olive Branch Lending
7695 Alston Ave, Hesperia, CA 92345
7607134624
Skyloft Mortgage Group
17129 Main St, Hesperia, CA 92345
7603887827
Doug Heide - EZ Fundings Home Loans
9565 Seventh Ave A, Hesperia, CA 92345
7609631643
US Bank Mortgage
16832 Main St, Hesperia, CA 92345
8008722657
Mortgage Group
13312 Ranchero Rd, Hesperia, CA 92344
9096410527
A reverse mortgage specialist in Hesperia California helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. California law requires a mandatory counseling session with a HUD-approved counselor before a reverse mortgage can be finalized. Hesperia residents often use these loans to supplement retirement income or pay for home repairs in the High Desert area.
What Does a Reverse Mortgage Specialist in Hesperia Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee up to 2500 dollars or 2 percent of the home value whichever is greater. Third-party fees such as appraisal title insurance and recording fees can range from 2000 to 5000 dollars. The mandatory HUD counseling session costs about 125 dollars but may be waived for low-income borrowers. These costs are usually financed into the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Hesperia?
A reverse mortgage specialist guides Hesperia homeowners through the process of obtaining a Home Equity Conversion Mortgage or HECM. They explain eligibility requirements loan terms and the impact on heirs. Specialists also coordinate with HUD-approved counselors as required by California law.
Are there California-specific rules for reverse mortgages?
Yes California requires a three-day right of rescission after closing allowing borrowers to cancel without penalty. The state also mandates that lenders provide a list of five HUD-approved counseling agencies. Additionally California law prohibits lenders from requiring borrowers to purchase other financial products.
How do I choose a reverse mortgage specialist in Hesperia?
Look for a specialist who is licensed by the California Department of Financial Protection and Innovation. Verify they have experience with HECM loans and can explain the costs and risks clearly. Always confirm they work with HUD-approved counselors as required by federal and state rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.