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Directory of reverse mortgage specialists in Hanford, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Hanford, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 reverse mortgage specialists in Hanford, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maciel Mortgage
1560 W Lacey Blvd #105, Hanford, CA 93230
5595896044
Rickelle Stockton | The VA Loan Chick | NMLS 1729345
1560 W Lacey Blvd #105, Hanford, CA 93230
5595725554
CORE Home Loans
1507 N 11th Ave, Hanford, CA 93230
5595857400
BMS/Premiere Mortgage - John Buwalda
804 N Irwin St A, Hanford, CA 93230
5595303042
Cheryl Reid - Vero Mortgage
216 W 7th St, Hanford, CA 93230
5593810033
Gold Standard Mortgage
115 W 7th St, Hanford, CA 93230
5596703086
Maressa Brieno, Mortgage Broker NMLS#2233455
115 W 7th St, Hanford, CA 93230
5593806780
Valleywide Lending Solutions
630 N Irwin St Suite A, Hanford, CA 93230
5595839777
Laporsha Foster - Vero Mortgage
217 W 7th St, Hanford, CA 93230
5593807304
Vero Mortgage
216 W 7th St, Hanford, CA 93230
5597345000
Chase Mortgage
421 N Douty St, Hanford, CA 93230
5595829081
A reverse mortgage specialist in Hanford, California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires mandatory counseling from a HUD-approved agency before you can apply for a Home Equity Conversion Mortgage (HECM). This service is available to residents of Kings County and the surrounding Central Valley area.
What Does a Reverse Mortgage Specialist in Hanford Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee (up to $6,000 or 2% of the home value, whichever is less), a mortgage insurance premium (2% of the appraised value upfront plus 0.5% annually), and appraisal fees ($400 to $800). Third-party costs like title insurance and recording fees add $1,500 to $3,000. Total closing costs often range from $7,000 to $15,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Hanford California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence. California law does not add extra age or income requirements beyond federal HUD rules.
How does California law affect reverse mortgage proceeds?
California exempts reverse mortgage proceeds from state income tax. The funds are considered a loan advance, not income. You can receive them as a lump sum, monthly payments, or a line of credit, and you do not pay income tax on these funds.
What happens to the reverse mortgage when the borrower dies or moves out?
The loan becomes due when the last borrower dies, sells the home, or permanently moves out. Heirs have 30 days under California law to decide whether to pay off the loan or sell the home. They cannot be held personally liable for more than the home is worth.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.