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Find Reverse Mortgage Specialists in Garden Grove, CA
Directory of reverse mortgage specialists in Garden Grove, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Garden Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 reverse mortgage specialists in Garden Grove, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PACIFIC BAY LENDING GROUP
7390 Lincoln Way, Garden Grove, CA 92841
7143675125
OMC Mortgage, Inc. - Mortgage Broker Licensed in CA-TX
7659 Garden Grove Blvd, Garden Grove, CA 92841
8006760306
Clear Choice Mortgage & Lending
12881 Knott St Suite 102, Garden Grove, CA 92841
9496886668
Statewide Mortgage Services : Tuan Tu
12881 Knott St # 107, Garden Grove, CA 92841
9495409299
Namy
12860 Euclid St, Garden Grove, CA 92840
8885288825
Steven Truong - The Loan Dude
12881 Knott St Suite 102, Garden Grove, CA 92841
9493917909
Carlos Moreno - Mortgage Broker
7390 Lincoln Way, Garden Grove, CA 92841
4242416994
Vesta Capital Inc
10555 Stanford Ave, Garden Grove, CA 92840
6573311038
A reverse mortgage specialist in Garden Grove California helps homeowners aged 62 and older access home equity without monthly payments. California law requires mandatory counseling from a HUD-approved agency before you can close a reverse mortgage. Garden Grove residents can use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Garden Grove Cost?
Typical costs for a reverse mortgage in California include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and escrow. Total closing costs often range from 5000 to 15000 for a 500000 home in Garden Grove. These costs can be financed into the loan so you pay little upfront. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Garden Grove California?
You must be at least 62 years old to qualify for a reverse mortgage in California. All borrowers listed on the title must meet this age requirement. The home must be your primary residence in Garden Grove.
Does California law require counseling for reverse mortgages?
Yes, California law mandates that you complete a counseling session with a HUD-approved counselor before applying for a reverse mortgage. This session covers loan terms, costs, and alternatives. You will receive a certificate that the lender must have on file.
What types of homes qualify for a reverse mortgage in Garden Grove?
Single-family homes, FHA-approved condominiums, and manufactured homes that meet HUD standards qualify. The property must be in Garden Grove and be your primary residence. Multi-unit properties up to four units can qualify if you live in one unit.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.