ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of reverse mortgage specialists in Fremont, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Fremont, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 reverse mortgage specialists in Fremont, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diversified Mortgage Group
39300 Civic Center Dr, Fremont, CA 94538
5104947840
Kamna Mittal at Guaranteed Rate Affinity (NMLS #926641)
3340 Walnut Ave Ste 110, Fremont, CA 94538
6505159961
Supreme Lending
41111 Mission Blvd Ste 215, Fremont, CA 94539
6504009284
TransGlobal Lending - Top Mortgage Broker in Bay Area
3340 Walnut Ave Ste 275, Fremont, CA 94538
6504307299
Stepheny Chang - Mortgage and Real Estate
39465 Paseo Padre Pkwy #1500, Fremont, CA 94538
6504270222
Associated Mortgage Group
39180 Liberty St #101, Fremont, CA 94538
5105051050
Horizon Financial Associates
39680 Mission Blvd, Fremont, CA 94539
5103779059
Abacus Financial Services
939 Corporate Way, Fremont, CA 94539
5103530855
Fremont Hii Loans
46509 Mission Blvd # 109-D, Fremont, CA 94539
5105052659
General Mortgage Capital Corporation - Fremont
39465 Paseo Padre Pkwy Suite 1100, Fremont, CA 94538
5106561480
A reverse mortgage specialist in Fremont California can help homeowners aged 62 and older access their home equity without monthly payments. California law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Fremont residents often use these loans to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Fremont Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party costs such as appraisal and title fees. Total closing costs usually range from 3,000 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Fremont California?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. California law also requires a financial assessment to ensure the borrower can pay property taxes and insurance.
Is a reverse mortgage specialist required to be licensed in California?
Yes. Reverse mortgage specialists in California must hold a valid Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also follow California Civil Code Section 1923 which governs reverse mortgage advertising and disclosures.
Can a reverse mortgage be foreclosed in California?
Yes. A reverse mortgage becomes due if the borrower fails to pay property taxes or insurance, or if the home is no longer the primary residence. California law provides a 30 day notice period before foreclosure proceedings can begin.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Fremont who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.