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Find Reverse Mortgage Specialists Near You in Fairfield, CA
Compare reverse mortgage specialists in Fairfield. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Fairfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 reverse mortgage specialists in Fairfield, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeanine Nucum-Mortgage Brokers
490 Chadbourne Rd Suite A147, Fairfield, CA 94534
7073681077
Caliber Home Loans
3700 Hilborn Rd #700, Fairfield, CA 94534
7074321000
George R. Kalis, CrossCountry Mortgage Area Manager
1300 Oliver Rd #140, Fairfield, CA 94534
7077595129
Dawn Palestini - MLO NMLS #361616 - Palestini Home Loans
490 Chadbourne Rd A172, Fairfield, CA 94534
7072495352
Home Loans by Ed Esteban
490 Chadbourne Rd Ste A132, Fairfield, CA 94534
7073446062
Stacey Solutions
490 Chadbourne Rd #172, Fairfield, CA 94534
7072902899
Jason Russell - NEO Home Loans
3700 Hilborn Rd, Fairfield, CA 94534
7072085544
Kristi Markel - Movement Mortgage
5140 Business Center Dr #210, Fairfield, CA 94534
7074800444
US Bank Mortgage
1307 Travis Blvd, Fairfield, CA 94533
8008722657
What Does a Reverse Mortgage Specialist in Fairfield Cost?
In California, reverse mortgage costs include an origination fee capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above 200,000 dollars, with a maximum of 6,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Other costs like appraisal, title, and recording fees typically range from 2,000 to 5,000 dollars. Total costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Fairfield California?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence, and you must complete a HUD-approved counseling session. California law also requires lenders to provide a detailed disclosure of terms and costs.
How does California law protect reverse mortgage borrowers in Fairfield?
California Civil Code Section 1923.2 requires lenders to provide a three-day right of rescission after loan closing. Borrowers also receive a 10-day cooling-off period after counseling before signing any documents. These protections help ensure you understand the loan terms.
What costs are associated with a reverse mortgage in Fairfield California?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and closing costs such as appraisal and title fees. Total costs can range from 5,000 to 15,000 dollars depending on the home value. These costs are usually financed into the loan.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.