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Compare Reverse Mortgage Specialists in Dublin, CA
Browse reverse mortgage specialists serving Dublin, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Dublin, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 reverse mortgage specialists in Dublin, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Reliance Financial - California Mortgage Brokers & Mortgage Lenders Dublin CA
11501 Dublin Blvd STE 200, Dublin, CA 94568
8889735346
Light Mortgage
11501 Dublin Blvd STE 200, Dublin, CA 94568
8553854448
Providential Mortgage
7033 Village Pkwy #214, Dublin, CA 94568
8778557334
Sonia Walia, Home Loan Officer
3123 Copper Peak Dr, Dublin, CA 94568
4159337472
US Bank Mortgage
7499 Dublin Blvd, Dublin, CA 94568
8008722657
Get New Loans, a Mortgage Dynamic Affiliate
11501 Dublin Blvd, Dublin, CA 94568
5109454200
US Bank Mortgage
11805 Dublin Blvd, Dublin, CA 94568
8008722657
A reverse mortgage specialist in Dublin California helps homeowners aged 62 and older convert part of their home equity into cash without selling their home. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Dublin residents can use these funds for home repairs, medical expenses, or supplementing retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Dublin Cost?
Typical costs for a reverse mortgage in California include an origination fee (up to 2 percent of the home value, capped at 6000 dollars), a mortgage insurance premium (2 percent of the appraised value upfront plus 0.5 percent annually), and third-party fees such as appraisal (400 to 600 dollars) and title insurance (500 to 1500 dollars). Total closing costs often range from 3000 to 8000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Dublin California?
Borrowers must be at least 62 years old. If you are married and one spouse is under 62, the younger spouse may still be protected under California law if the loan is taken after August 4 2014. You must also own your home outright or have a low mortgage balance.
Do I need to pay back a reverse mortgage while living in my Dublin home?
No, you do not need to make monthly mortgage payments. The loan is repaid when you sell the home, move out permanently, or pass away. California law gives you a 12-month grace period after the last borrower leaves the home before the loan becomes due.
Are reverse mortgage proceeds taxable in California?
No, reverse mortgage proceeds are not considered income by the IRS or the state of California. They are loan advances and are tax-free. However, interest on the loan is not deductible until you pay it back. Always consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.