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Compare Reverse Mortgage Specialists in Desert Hot Springs, CA
Compare reverse mortgage specialists in Desert Hot Springs. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 reverse mortgage specialists in Desert Hot Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Loans
66500 Buena Vista Ave, Desert Hot Springs, CA 92240
7604136812
Happy Investments, Inc. Desert Hot Springs Ca
14080 Palm Dr ste d # 227a, Desert Hot Springs, CA 92240
7606606221
Blue Fox Capital
66350 Pierson Blvd A, Desert Hot Springs, CA 92240
3107563619
A reverse mortgage specialist in Desert Hot Springs California helps homeowners aged 62 and older convert home equity into tax-free funds. California law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Desert Hot Springs residents often use reverse mortgage proceeds to supplement retirement income or cover healthcare costs.
What Does a Reverse Mortgage Specialist in Desert Hot Springs Cost?
Typical costs for a reverse mortgage specialist in California include an origination fee of up to 2 percent of the home value capped at 6000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal title and escrow ranging from 1000 to 3000 dollars. Closing costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Desert Hot Springs?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet FHA property standards. California law does not add extra age or equity requirements beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in California?
Yes, California law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. The session covers loan terms, costs, and alternatives. You must receive a signed counseling certificate before the lender can process your application.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.